Individual fitness needs increase as we age. After age 50, muscles require more movement and protein to maintain and sustain health and functionality. Strangely, the older people get, the less they engage in fitness. The percentage of my family’s budget that is dedicated to physical fitness and healthy food should increase as I approach 40. Injury becomes more of a threat as we age, as well, so we require the most excellent fitness coaches and instructors. This is my “WHY” for paying attention to my financial fitness. With uncertain social security and healthcare – Americans in their 30’s and beyond need to be balancing their budgets and paying down debts every month. If you don’t have any debt, start educating yourself about investing for your retirement.
What about the math?
Like me, you may have thought about costs associated with housing and education for yourself and your children. Great start! Now develop a sustainable plan for physical fitness and financial fitness. Frankly, I don’t like math. I know that isn’t a very progressive statement. Sorry, it’s the truth. I applaud the women (and men and everyone in between) who enjoy math. I don’t. But doing the math and facing the numbers involved in my financial present and future are crucial to making sure that I will be able to afford quality fitness. Even if you aren’t as jazzed about fitness as I am – the bottom line is that your body will require fitness even if you try to ignore it. And the older you get the more your body will require fitness so that you will be able to complete small daily tasks pain-free. Or having enough sustainable energy to keep up with your peers.
Fitness vs. Exercise
Please notice that I’m using the term “fitness,” not “exercise.” In my world, those are two very different activities. Fitness means mental, emotional, and physical health. Exercise means physical activity. However, exercising IS extremely beneficial to the mental and emotional health of our lifestyles. Click here for a great video by an NYU professor about what happens in your brain when you exercise.
Maybe your “WHY” is different from mine. Maybe you are motivated by saving for a house or a car. Financial fitness (debt-free, working on savings and planning for the future) will reduce your stress, regardless of what is motivating you.